TY - BOOK AU - Garman,E.Thomas AU - Forgue,Raymond E. TI - Personal finance SN - 0395950481 PY - 2000/// CY - Boston, Mass. PB - Houghton Mifflin KW - Finance, Personal N1 - Includes bibliographical references and index; Financial planning--Money management--Income and asset protection--Investment planning--Retirement and estate planning ER -